1. Introduction and Acceptance
These Terms & Conditions (“Terms”) govern your access to and use of the InvestPathshala website at
https://investpathshala.com/ and the educational courses, quizzes, content, accounts, and related services
made available through it.
“InvestPathshala”, “we”, “us”, and “our” refer to InvestPathshala. “You”, “your”, or “user” refers to any person
accessing or using our website or services.
By accessing the website, creating an account, purchasing a course, participating in a quiz, or otherwise using
our services, you agree to these Terms. If you do not agree with these Terms, please do not use the website
or services.
2. Eligibility and User Accounts
InvestPathshala services are intended for users who are 18 years of age or older. By creating an account, you
confirm that you meet this requirement and that the information you provide is accurate and current.
You are responsible for maintaining the confidentiality of your account credentials and for activities carried out
through your account. You must notify InvestPathshala promptly if you suspect unauthorized access to your
account.
We may suspend or terminate an account where we reasonably believe that the account has been used in
violation of these Terms, applicable law, or the security of our platform.
3. Educational Purpose Only
InvestPathshala provides educational and informational content relating to financial markets, investing,
trading, financial concepts, technical analysis, risk management, and related subjects.
Our courses, articles, videos, examples, quizzes, and other materials are provided for educational purposes
only. They are not intended to constitute personalized investment advice, financial planning, portfolio
management, research services, or a recommendation to buy, sell, or hold any security, derivative, or other
financial instrument.
Examples, historical data, hypothetical returns, market scenarios, or educational demonstrations should not be
treated as promises or guarantees of future performance. Financial markets involve risk, and you are solely
responsible for your own investment and trading decisions.
You should independently evaluate any investment decision and, where appropriate, seek advice from a
qualified and appropriately regulated professional.
4. Courses and Course Access
InvestPathshala offers paid educational courses. After successful payment, access to the purchased course is
provided for the specific access period stated on the relevant course page, checkout page, invoice, or other
purchase communication.
Course access is personal to the purchasing user and may not be transferred, sold, shared, sublicensed,
copied, or distributed to another person.
InvestPathshala may update, modify, replace, or improve course materials from time to time. We will make
reasonable efforts to maintain the educational value and availability of purchased courses during the
applicable access period, subject to maintenance, technical issues, events beyond our reasonable control,
and these Terms.
5. Pricing and Payments
Prices for courses and other paid services will be displayed on the website or checkout page before purchase.
Applicable taxes or other mandatory charges, where applicable, will be displayed or reflected in the transaction
information.
Payments may be processed through Razorpay or another payment service provider made available by
InvestPathshala. Payment processing may be subject to the payment provider’s own terms and policies.
A purchase is considered successful only after payment confirmation is received by InvestPathshala or its
payment provider. If a payment is debited but the order or course access is not successfully created, please
contact us at investpathshala.in@gmail.com with the relevant transaction details.
6. Refund and Cancellation Policy
InvestPathshala provides a 7-day refund period for eligible course purchases.
A refund request must be submitted within 7 calendar days from the date of purchase by contacting
investpathshala.in@gmail.com and providing the registered account email and relevant order or transaction
details.
To protect the educational content from misuse, InvestPathshala may review course usage before approving a
refund. Unless otherwise required by applicable law, refunds may be refused where there is evidence of
substantial use, copying, downloading, redistribution, account sharing, unauthorized access, or other misuse
of course materials.
Where an eligible refund is approved, the refund will generally be processed through the original payment
method or through the payment mechanism used for the transaction. Processing time may depend on the
payment provider and banking system.
Nothing in this refund policy is intended to exclude or restrict any consumer right or remedy that cannot
lawfully be excluded under applicable law.
7. Free Quizzes and Prizes
InvestPathshala may conduct free quizzes, competitions, or educational activities in which prizes or gifts may
be offered to eligible winners.
The specific eligibility criteria, quiz period, scoring methodology, tie-breaking rules, prize details,
winner-selection process, and prize-distribution conditions may be stated in the rules or announcement for the
particular quiz.
InvestPathshala reserves the right to disqualify participants who use unfair means, automated tools, multiple
accounts, impersonation, manipulation, cheating, or other methods intended to undermine the integrity of a
quiz.
Prizes are subject to availability and the specific terms announced for the relevant quiz. InvestPathshala may
request reasonable information from winners for verification and lawful prize delivery.
8. User-Generated Content
Users may be permitted to submit comments, reviews, questions, feedback, suggestions, or other content
(“User Content”).
You remain responsible for User Content you submit. You must not submit content that is unlawful,
defamatory, abusive, threatening, discriminatory, fraudulent, misleading, invasive of another person’s privacy,
infringing of intellectual-property rights, or otherwise inappropriate.
By submitting User Content, you grant InvestPathshala a non-exclusive, worldwide, royalty-free right to use,
reproduce, display, adapt, and publish that content for operating, improving, promoting, or communicating
about our services, subject to applicable law.
We may remove or restrict User Content that we reasonably believe violates these Terms or applicable law.
9. Intellectual Property
Unless expressly stated otherwise, the InvestPathshala website, brand, logo, course materials, videos, text,
graphics, designs, presentations, quizzes, software, and other content are owned by or licensed to
InvestPathshala and are protected by applicable intellectual-property laws.
Your purchase of a course or access to the website gives you a limited, personal, non-exclusive,
non-transferable right to access and use the content for your own educational purposes during the applicable
access period.
You may not reproduce, record, screen-capture, download where downloading is not expressly enabled,
resell, sublicense, publish, upload, distribute, publicly display, commercially exploit, or create unauthorized
derivative works from InvestPathshala materials.
10. Prohibited Activities
You agree not to:
• Use the website or services for unlawful purposes.
• Create or use multiple accounts to obtain unauthorized benefits.
• Share account credentials or course access with others.
• Copy, redistribute, resell, or commercially exploit course materials without written authorization.
• Attempt to bypass access controls, security measures, or technical restrictions.
• Introduce malware, harmful code, automated scraping, or other disruptive mechanisms.
• Misrepresent your identity or impersonate another person.
• Manipulate quizzes, rankings, reviews, or other platform features.
• Use the website in a manner that could damage, overload, or interfere with its operation.
11. Website Availability and Third-Party Services
We aim to keep InvestPathshala available and functional, but we do not guarantee uninterrupted or error-free
operation. Website features may occasionally be unavailable because of maintenance, upgrades, technical
failures, cybersecurity incidents, third-party service issues, or events beyond our reasonable control.
The website may rely on third-party services, including payment processors, analytics providers, hosting
providers, communication tools, and other technology providers. Their services may be governed by their own
terms and policies.
12. Financial and Market Risk Disclaimer
Financial markets can be volatile and may result in partial or complete loss of capital. Past performance does
not guarantee future results.
InvestPathshala does not guarantee any particular investment return, trading result, rank, profit, income, or
financial outcome from using our courses or educational materials.
Any statements about potential returns, strategies, examples, or market opportunities are educational
illustrations and should not be interpreted as guarantees or personalized recommendations.
13. Limitation of Liability
To the maximum extent permitted by applicable law, InvestPathshala will not be responsible for indirect,
incidental, special, consequential, or punitive losses arising from or related to your use of the website or
educational services.
InvestPathshala does not guarantee the accuracy, completeness, timeliness, or suitability of every piece of
educational or market-related information available on the platform.
Nothing in these Terms excludes or limits liability or consumer rights that cannot legally be excluded or limited
under applicable law.
14. Suspension and Termination
We may suspend or terminate your access to the website, account, or course materials if you materially
breach these Terms, misuse the platform, engage in unauthorized sharing or distribution, commit fraud,
interfere with platform security, or violate applicable law.
Termination or suspension does not automatically create an entitlement to a refund where the suspension or
termination results from your violation of these Terms. Any rights that accrued before termination will continue
to apply where appropriate.
15. Privacy
Your use of InvestPathshala is also governed by our Privacy Policy, which explains how we collect, use,
disclose, and protect personal information.
Our Privacy Policy should be read together with these Terms.
16. Changes to These Terms
InvestPathshala may update these Terms from time to time to reflect changes in our services, business
practices, technology, or applicable law. Updated Terms will be published on the website with a revised “Last
Updated” date.
Your continued use of the website after updated Terms are published constitutes acceptance of the updated
Terms to the extent permitted by applicable law.
17. Governing Law and Dispute Resolution
These Terms are intended to be governed by the laws of India, subject to any mandatory consumer or other
legal rights that apply to you.
If you have a concern or dispute, please first contact InvestPathshala at investpathshala.in@gmail.com so that
we can attempt to resolve the matter directly. Nothing in these Terms prevents a consumer from exercising
any statutory right or remedy available under applicable law.
18. Contact Us
For questions about these Terms, refunds, courses, accounts, quizzes, or other services, please contact:
InvestPathshala
Website: https://investpathshala.com/
Email: investpathshala.in@gmail.com
For refund requests, please use the subject line “Refund Request” and include your registered email address
and relevant transaction/order details.